Welcome to Sophisticated's Web Site
At Sophisticated, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible.
We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way.

New Home Loans
If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime and we'll be with you every step of the way

Refinancing
If you are looking to refinance your ARM into a fixed rate or refinance and get cash out or get into a lower rate, we can help.

Which Loan
We offer a variety of loan programs. Every borrower has different needs. After reviewing your situation, one of our experts will see what loans best fits your needs
- Home
- Apply
- Purchase
- Paperwork Needed
- How Much Can I Afford?
- What Will My Monthly Payment Be
- FHA Loans
- VA Loans
- Quick Quote
- Apply Now
- Refinancing
- Cash Out Refinance
- Refinance Analysis
- FHA VA Streamline Refinance
- Reverse Mortgages
- Quick Quote
- Apply Now
- How Much Can I Afford
- What Will My Monthly Payment Be
- Renting Versus Buying Calculator
- Refinance Analysis Calculator
- Consolidation Calculator
- Paperwork Needed
- The Loan Process
- Glossary of Mortgage Terms
- Free Reports
- Partners
- Contact
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Latest News
Apps Send Sensitive User Information Directly to Facebook |
Millions of smartphone users confess their most intimate secrets to apps, including personal health information. Unbeknown to most people, in many cases that data is being shared with someone else: Facebook. |